Sunset at Coronado Bay in San Diego, California

Hello, we're Sharp Health Plan.

We offer high-quality, affordable health insurance for San Diegans of all ages with direct access to Sharp HealthCare.

Sunset at Imperial Beach pier in San Diego, California

Nonprofit. Local.

Proudly serving our fellow San Diegans for over 30 years.

Hand holding a pencil next to list of checkboxes

Welcome, new members.

Use this checklist to help you get the most out of your new health benefits.

Go to checklist

Close up photo of doctor robes and stethoscope

Need to change your doctor?

You can request a different primary care physician in your Sharp Health Plan online account.

Manage your health insurance with a Sharp Health Plan online account.

Your health benefits, your way.

Manage your health insurance with a Sharp Health Plan online account. Available on the web or the app.

Active&Fit wellness discount promotion

Wellness for every part of you.

$0 enrollment fee to join the Active&Fit Direct program with promo code MAKEYOURMOVE.

Highest member-rated health plan in California for customer service

Union Tribune San Diego's Best

Covered California 4 out of 5 Stars

Highest member-rated Medicare Advantage plan in California

Basic HMO plan

For active employees

Ready to join the Sharp Health Plan family?

LEARN MORE

Sharp Direct Advantage

For Medicare-eligible retirees

Our exclusive plan for CalPERS retirees and their dependents.

LEARN MORE

Hand holding teal ribbon for cervical cancer awareness month

Cervical cancer is preventable

Know the risk factors of cervical cancer and how to prevent it.

Doctor's stethoscope next to red heart

Heart disease: know your risk

Especially if it runs in your family. Follow these tips to reduce your risk.

Hand holding blue ribbon for colorectal cancer awareness month

Protect your colon health

Read 6 ways to lower your chances of getting colorectal cancer.

We’ve got you covered.

We’re San Diegans serving fellow San Diegans — and the only commercial nonprofit health plan in town.

google tag manager

Sharp Direct Advantage is offered by Sharp Health Plan. Sharp Health Plan is an HMO with a Medicare contract. Enrollment with Sharp Health Plan depends on contract renewal. Read the full disclaimer.