| 2025 Plan Sharp Direct Advantage (HMO) |
|
Monthly plan premium | $272.44 |
Deductible | $0 |
Annual out-of-pocket maximum (medical) | $1,500 |
|
Preventive care | $0 |
Primary care physician visit | $0 |
Specialist physician visit | $0 |
Lab services / x-rays | $0 |
Diagnostic radiology (e.g., MRIs) | $0 |
Physical therapy | $0 |
Outpatient rehabilitation | $0 |
|
Urgently needed services | $0 |
Emergency room (waived if admitted to hospital) | $50 |
Hospitalization | $0/day |
Outpatient surgery | $0 |
|
Routine eye exam | $10 |
Hearing aids | $1,000 allowance every 36 months |
Silver&Fit | $0 |
Chiropractic care | $15, limit 20 visits per year |
Acupuncture |
Over-the-counter (OTC) items | Up to $100 per quarter |
Prescription drug
coverage | |
30-day retail prescription drugs | |
Preferred generic / generic | $5 / $5 |
Preferred brand / non-preferred | $20 / $50 |
Specialty / Select Care
| $20 / $0 |
100-day mail prescription drugs | |
Preferred generic / generic | $10 / $10 |
Preferred brand / non-preferred | $40 / $100 |
Specialty / Select Care
| N/A / $0 |
100-day long-term at retail | |
Preferred generic / generic | $15 / $15 |
Preferred brand / non-preferred | $60 / $150 |
Specialty / Select Care
| N/A / $0 |