Out-of-town coverage for children

Here’s what you need to know.

Smiling girl hugging dog with mom and grandma

In situations where your child is expected to be out of the service area, we want to be sure you know the options for accessing health care services.

If your child is traveling for less than 90 consecutive days in the coming year, or is enrolling in college as a full-time student, they may continue on your health insurance policy. Dependents can stay on your policy until they turn 26 if any of these three instances apply to them:

  • Maintain their primary residence or work in our service area, or
  • Be a full-time student at an accredited institution, or
  • Have coverage provided under a medical support order.
See what's covered

Basic care

Benefits outside of urgent care and emergency services are available only in Sharp Health Plan’s service area and when approved by your primary care physician (PCP).

MinuteClinic

MinuteClinic® is the walk-in medical clinic located inside select CVS Pharmacy® stores throughout the U.S.

FIND OUT MORE ➜

Prescription benefits

Check with your Pharmacy Benefit Manager, CVS Caremark to see what’s covered.

CHECK BENEFITS ➜

After-hours hotline

Nurses are ready to help parents with health-related questions. Call 1-855-995-5004, 5 pm – 8 am, Monday to Friday, or 24 hours on weekends.

Global Travel Assistance Services

If you're traveling 100 miles or more away from home or in another country for less than 90 consecutive days and have a medical need, you can receive assistance.

VIEW THE FLYER ➜

Same-day virtual care

Meet with a provider by video or phone for help with a variety of symptoms and conditions.

GET VIRTUAL CARE ➜

Supplemental insurance

For college-bound dependents who will be going to school outside the service area, we encourage parents to investigate what the college offers in terms of free or low-cost health services. Parents should consider purchasing supplemental health insurance to provide additional coverage for non‑emergency or urgent services while dependents are away from home.